Shephard Williams

Expert reviewer

Personal Finance Editor · Personal finance writer

Shephard Williams writes Rateweb Zambia money guides, turning banking, borrowing, mobile money and tax into plain, practical steps for readers in Zambia.

BankingLoansMobile moneyTax

15 articles by Shephard Williams

Is Forex Trading Legal in Zambia? (2026)

27 Jul 2026 · 2 min read

Is Cryptocurrency Legal in Zambia? (2026)

26 Jul 2026 · 2 min read

Insurance in Zambia: What You Need and What's Just Nice to Have (2026)

26 Jul 2026 · 4 min read

How to Register a Business in Zambia with PACRA (2026)

26 Jul 2026 · 2 min read

How to Buy Treasury Bills and Government Bonds in Zambia (2026)

25 Jul 2026 · 2 min read

Sending Money from South Africa to Zambia: The Corridor, Explained (2026)

25 Jul 2026 · 2 min read

Sending and Receiving Money in Zambia: The Complete Guide (2026)

25 Jul 2026 · 7 min read

How to Open a Bank Account in Zambia: Documents and Steps (2026)

24 Jul 2026 · 2 min read

Mobile Money Charges in Zambia: What You Really Pay (2026)

24 Jul 2026 · 2 min read

How to Save and Invest in Zambia: A Practical Ladder (2026)

24 Jul 2026 · 7 min read

Payroll Loans in Zambia: How Salary-Deduction Lending Really Works (2026)

23 Jul 2026 · 2 min read

How to Borrow Money Safely in Zambia (2026)

23 Jul 2026 · 7 min read

The Complete Guide to Tax in Zambia (2026)

23 Jul 2026 · 6 min read

Understanding Your Zambian Payslip: PAYE, NAPSA and NHIMA Explained (2026)

22 Jul 2026 · 2 min read

Is Your Money Safe in a Zambian Bank? The Answer Just Changed (2026)

22 Jul 2026 · 3 min read

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