The Rateweb blog

Practical, fact-checked money guides for Zambians — banking, loans, credit, saving, investing and the markets.

All Banking, Saving & Budgeting Borrowing & Credit Business & Funding Forex & Crypto Insurance & Protection Investing & Retirement Money Transfers & Mobile Money Tax & Take-Home Pay

Borrowing & Credit

Debt Collection in Zambia: Your Rights When You Cannot Pay (2026)

30 Sep 2026 · 11 min read

Banking, Saving & Budgeting

ZESCO Electricity Tariffs Explained (2026): Why Your Units Shrink and How to Cut Your Bill

11 Sep 2026 · 10 min read

Investing & Retirement

Unit Trusts in Zambia (2026): How They Work, Who Holds Your Money and How to Check a Fund

11 Sep 2026 · 14 min read

Banking, Saving & Budgeting

Renting a Home in Zambia (2026): Deposits, Rent Increases and What the Rent Act Actually Says

6 Sep 2026 · 11 min read

Tax & Take-Home Pay

Importing a Car into Zambia (2026): How ZRA Actually Calculates the Duty

5 Sep 2026 · 10 min read

Business & Funding

CEEC Funding in Zambia: Loans, Rates and the Procurement Edge (2026)

5 Sep 2026 · 10 min read

Insurance & Protection

Motor Insurance in Zambia (2026): What the Law Actually Requires, and Why "Act Only" Leaves You Exposed

5 Sep 2026 · 13 min read

Investing & Retirement

Buying Land in Zambia (2026): Title Deeds, Consent and the Traps That Cost People Everything

4 Sep 2026 · 11 min read

Investing & Retirement

How to Buy Shares on the Lusaka Securities Exchange (2026)

4 Sep 2026 · 9 min read

Insurance & Protection

What Happens to Your Money When You Die in Zambia (2026): Wills, Intestacy and Letters of Administration

3 Sep 2026 · 14 min read

Tax & Take-Home Pay

Employer Payroll Obligations in Zambia (2026): PAYE, NAPSA, NHIMA and the Skills Development Levy

2 Sep 2026 · 10 min read

Tax & Take-Home Pay

Turnover Tax in Zambia (2026): Who Pays, How to Calculate It, and How to File With ZRA

2 Sep 2026 · 10 min read

Banking, Saving & Budgeting

Chilimba and Village Banking in Zambia (2026): How the Money Really Works and Who Carries the Risk

2 Sep 2026 · 11 min read

Investing & Retirement

NAPSA Benefits in Zambia (2026): Every Benefit You Can Claim, and the New Act That Has Not Started Yet

1 Sep 2026 · 9 min read

Tax & Take-Home Pay

How to Get a TPIN in Zambia (2026): The Full ZRA Registration Walkthrough

1 Sep 2026 · 9 min read

Borrowing & Credit

Your Credit Report in Zambia (2026): How to Get It Free and Fix What's Wrong

30 Aug 2026 · 10 min read

Tax & Take-Home Pay

Redundancy and Terminal Benefits in Zambia (2026): What the Employment Code Act Entitles You To

4 Aug 2026 · 7 min read

Insurance & Protection

NHIMA Explained (Zambia 2026): The 1% Health Deduction and What It Actually Covers

4 Aug 2026 · 7 min read